Writing a credit dispute letter & professional credit repair are both ways to improve your credit. Which one is your easiest option? Credit repair professionals (like Credit Glory) have the knowledge and experience to dispute errors fast (& easy)
Why disputing errors is important (& why they can show up on your credit report)
Incorrect negative items on your credit report hurt your score. Not only do they stay on there for years — but they also have a serious impact on your financial health as well. Qualifying for lines of credit or loans (even buying a house) are harder with poor credit.
When debt gets sold and resold, it's not uncommon for errors to occur. Anything from clerical mistakes to assigning debts to the wrong account can happen. If your credit score has taken a hit, it could be inaccurate negative items on your report. Common errors include:
- Incorrect personal info
- Account status mistakes
- Fraudulent accounts
- Balance errors
- Inaccurate data
So what can you do?
What to know when disputing errors on your credit report
You have the right to dispute unverified negative marks on your credit report. Before you dispute anything, it's important to consider how long it will take, how easy it is for you, & the cost. When it comes to your credit, you want the best option to boost your score. So should you dispute errors yourself with a credit dispute letter or partner with a credit repair professional?
DIY credit dispute letters or working w/Credit Glory: What's your best option?
If you want a better credit score, it's important to weigh your options. Writing a letter and working with a credit repair expert (like Credit Glory) are both ways you can dispute errors. Before getting started, ask yourself:
How long does it take?
- DIY - While credit disputes take 30 days to process, DIY can take up to 6 months (or more!).
- Credit Glory - Credit Glory's experts know what to look for — so errors are spotted faster than DIY.
Getting your credit report & finding errors yourself is a long process. With Credit Glory, errors are quickly identified and disputed. So you start seeing improvements to your credit score (fast).
How easy is it?
- DIY - If you don't know what you're looking for, making mistakes in your dispute letter hurt your case.
- Credit Glory - With their knowledge of the industry, Credit Glory helps you build a strong case for disputing inaccuracies (& boosting your score).
Knowing how to find errors on your credit report and where to spot them takes skill. Credit Glory helps people every day to improve their credit. Their expertise makes finding & fixing errors easy.
How much does it cost?
- DIY - If your dispute is unsuccessful, you are left stuck with debt (& poor credit).
- Credit Glory - Credit Glory helps you boost your score — which means saving money on loans (& interest rates).
While writing a credit dispute letter won't cost you, it will if it doesn't work. Credit Glory has the expertise for making strong cases for disputing errors. Not only does that mean less debt, but enjoying the benefits of stronger credit as well.
DIY credit repair or w/professional help?
While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). A simpler alternative? Working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.
Boost your score with Credit Glory
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!