How Long Does Payment History Stay On Credit Report

Payment history reporting guidelines

Payment history stays on your credit report for seven years. This includes both positive and late payments. As far as how long they affect your score, 30 and 60 day lates hurt your score up to three years. 90+ day lates hurt up to seven years.

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In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

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Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

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