The Fair Credit Reporting Act mandates that judgements will stay on your credit report for 7 years or "until the governing statute of limitations has expired, whichever is the longer period.” Unpaid judgements can be renewed, potentially staying on your credit report indefinitely.
There is one exception: New York law mandates that paid judgements stay on your credit report for 5 years from the Date Of Last Activity (or DOLA).
Get Your Judgements Professionally Removed
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-971-6607) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.