Lenders use inquiries to track how much credit you’re applying for in a 12 month period. Once you have too many during that time, they will deny you for having too many inquiries in the last 12 months. Each lender gets to decide how many inquiries are too many, but six is usually the cut-off.
You can remove inquiries for one of the following reasons:
Having an expert remove them is the fastest option.
In general, you need to meet one of the following three requirements in order to remove an inquiry from your report:
If you're denied a credit card because you have too many inquiries, you have options. First, double-check and make sure that all reported inquires are accurate. If they aren't, try partnering with a reputable credit repair company — like Credit Glory — to dispute and remove some of the inquiries.
If you have too many inquires, it most likely means that creditors have pulled your credit too many times recently. If you haven't applied for any new credit account recently, then something fishy could be going on. Partner with a credit repair expert — like Credit Glory — for help disputing & removing fake inquiries.
If you have too many inquires, you have a few options if you want a credit card. First, double-check and make sure they are legit — and if they aren't — partner with an expert like Credit Glory to dispute them. If they are legit, ensure that you make timely payments and keep your debt low to qualify for most credit cards.
In general, when you have 6 hard inquiries, it's too many for Amex. What if you have 6 or more, but haven't applied for credit recently? Partner with a credit repair expert — like Credit Glory — for help disputing & removing fake inquiries.
If you have too many inquiries (6+) — but haven't applied for credit recently — they may be inaccurate records. You can remove them by teaming up with a Credit Expert, like Credit Glory, to dispute and remove them. If they are accurate, you need to wait two years, and then it will fall off your report.
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