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SYNCB/JCP stands for JC Penny through Synchrony Bank.
SYNCB/JCP is probably on your credit report as a hard inquiry. This often happens when you apply for card.
If a hard inquiry is on your credit report, it's damaging your credit score (until it gets removed).
SYNCB/JCP is how a JC Penny Mastercard may appear on a credit report. If you didn't apply for the card — but it's showing on your report — you have options. Challenge their reporting with a dispute when you work with the experts at Credit Glory.
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