SYNCB/Care Credit stands for Care Credit through Synchrony Bank.
SYNCB/Care Credit is probably on your credit report as a hard inquiry. This often happens when you apply for credit.
If a hard inquiry is on your credit report, it's damaging your credit score (until it gets removed).
In general, you need to meet one of the following three requirements in order to remove an inquiry from your report:
If you're looking at getting a Care Credit credit card, you may already be pre-approved. Offering instant approval, Care Credit is easy to apply and qualify for. The downside is you're likely looking at high APR, especially with bad credit. Luckily, repairing your credit (& boosting your score) with Credit Glory helps you qualify for better (& lower) interest rates.
Applying for CareCredit creates a hard inquiry on your credit report — reducing your score by around 5 points. How can you remove hard inquiries? If the information isn't accurate you can dispute the inquiry w/ help from a repair expert like Credit Glory.
While Care Credit offers instant approval, getting it comes at a cost. With Care Credit, interest starts building as soon as you make a purchase. Unless the balance is fully paid off after the promo period, you could be looking at an interest rate of 26.99%. That might be why customers have filed 5,034 complaints against them with the BBB and give them 1.07/5 stars.
Care Credit offers instant approval, so it's easy to get. But unless you pay off your balance during the promo period, you might face high-interest rates. Getting a low-interest rate means having a strong credit score, and Credit Glory can help you improve your credit (fast).
CareCredit can ruin your credit if you don't make payments — or they incorrectly report information on your credit report. What can you do? Dispute (& remove) incorrect information when you partner with a reputable company like Credit Glory.
If you request a credit limit increase with CareCredit they will do a hard inquiry (sometimes called a "Hard Pull"). What's the difference between a hard pull and a soft pull? A hard pull reduces your credit score in the short term — while a soft pull does not.
Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7)
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