Macys/DSNB is a Macy's card through Department Stores National Bank.
Macys/DSNB is probably on your credit report as a hard inquiry. This often happens when you apply for a card.
If a hard inquiry is on your credit report, it's damaging your credit score (until it gets removed).
In general, you need to meet one of the following three requirements in order to remove an inquiry from your report:
Macy's pulls credit scores from one of the big three bureaus (Experian, TransUnion, Equifax). Applying for a credit card means a hard pull, which impacts your credit. If you have multiple unauthorized pulls on your credit, you can dispute them (fast) with Credit Glory's help.
A Macy's credit card is easy to get, even if you have less than stellar credit. The downside? You might be facing high-interest rates. Luckily, Credit Glory helps you repair your credit fast by identifying and removing errors on your report (boosting your score).
Applying for a Macy's credit card means they'll conduct a hard pull of your credit before approving you. This negatively impacts your score and stays on your report for up to 2 years. If an unauthorized Macy's hard pull shows up on your credit report, disputing it with help from Credit Glory is your best option for removing it from your credit report.
Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7)
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