Wondering what How many points does a hard inquiry affect credit score is?
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In general, a hard inquiry causes your credit score to drop by around 5 points. If you have a hard inquiry — and it's reported inaccurately — you may be able to remove it faster! Teaming up with an expert (like Credit Glory) makes it even easier to wipe inaccurate hard inquiries from your report.
Hard inquiries happen when you apply for a new credit line. The bad news? Hard inquiries result in around 5 points on your credit score. The worst part? Hard inquiries remain on your credit report for up to two years. Luckily, if your hard inquiry is inaccurate, it can be removed faster — and an expert like Credit Glory can help!
You can dispute (& remove) hard inquiries faster IF the hard inquiry info is reported inaccurately.
When are hard inquiries not accurate:
If one (or more) items on this list apply, it's your right to dispute a hard inquiry — and Credit Glory's experience can make it a lot easier!
Unfortunately, the Federal Trade Commission (FTC) claims that 20% of all reports contain (at least) 1 error! The penalty for negative items is a damaged credit score, which can wreak havoc on your financial future. How can you protect yourself? Your best weapon to hold creditors accountable is a dispute. That's where a credit repair expert (like Credit Glory) can make the process super easy.
Disputing and removing fraudulent hard inquiries can improve your credit score. This has several effects on your financial health like:
The only real choice you need to make is whether you should dispute the item yourself or trust an expert (like Credit Glory) to make the dispute process a lot easier for you.
Even if a hard inquiry is reported correctly, with the 1 in 5 odds, it's likely something else isn't. Double-check any other negative items on your credit report for errors. That way if you find any, you can start rebuilding your credit by disputing them. If you're not comfortable identifying inaccurate info (& it can be tricky) consider help from an expert — like Credit Glory.
Disputing negative items starts with identifying inaccurate reporting. Then you can handle all dispute aspects on your own (a big hassle) — or trust an expert like Credit Glory.
Advantages when you partner with Credit Glory for help include:
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
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Copyright © 2023 Credit Glory LLC. All rights reserved. 1887 Whitney Mesa Dr Ste 2089, Henderson, NV 89014. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Credit Glory does not provide legal advice and is not a substitute for legal services. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. Credit Glory does not guarantee the permanent removal of verifiable tradelines or make promise(s) of any particular outcome whatsoever. Credit Glory requires active participation from its clientele regarding requested documents and information, including investigation results, for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.