Hard inquiries stay on your credit report for two (2) years. They're used by lenders to track how often you're applying for credit during this period. The more applications, the more risk. As a result, each hard inquiry drops your score by 5-10 points. Fortunately, they only hurt your score for one year.
How long do hard inquiries last
Hard inquiries last on your credit report for two (2) years. Once you have too many, lenders will deny you for being too high of a risk. After one year (12 months), hard inquiries no longer affect your credit score. But lenders can still deny you for having too many (6 is usually considered too many).
Get Your Inquiries Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (800-807-4388) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.