How long do hard inquiries affect credit score

Hard inquiries affect on your score and what to do about it.

How long do hard inquiries affect credit score

Hard inquiries affect your credit score for one year (12 months). The more you apply for credit during this period, the more hard inquiries you have and the more your score drops. Each hard inquiry lowers your score by 5-10 FICO points. They fall off your credit after two years.

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In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

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