Factual Data provides credit check services for lenders.
Factual Data is probably on your credit report as a hard inquiry. This usually happens when you apply for financing.
If a Factual Data hard inquiry is on your credit report, it's damaging your credit score (until it gets removed).
The good news? Getting Factual Data hard inquiries off your report shouldn't be difficult.
There are 3 primary ways to get a hard inquiry off your report.
- Send a dispute to Factual Data challenging the hard inquiry
- Send a dispute to all 3 credit bureaus challenging the hard inquiry
- Contact a credit repair agency to help you
Get Your Inquiries Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-656-9334) or setup a consultation with them. They also happen to have incredible customer service.