Verified Collections Expert
Inquiry problems? We've got the answers.
EMS is a credit check service for the mortgage industry.
EMS is probably on your credit report as a hard inquiry. This usually happens when you apply for a home.
If an EMS hard inquiry is on your credit report, it's damaging your credit score (until it gets removed).
The good news? Getting EMS hard inquiries off your report shouldn't be difficult.
There are 3 primary ways to get a hard inquiry off your report.
- Send a dispute to EMS challenging the hard inquiry
- Send a dispute to all 3 credit bureaus challenging the hard inquiry
- Contact a credit repair agency to help you