EMS is a credit check service for the mortgage industry.
EMS is probably on your credit report as a hard inquiry. This usually happens when you apply for a home.
If an EMS hard inquiry is on your credit report, it's damaging your credit score (until it gets removed).
The good news? Getting EMS hard inquiries off your report shouldn't be difficult.
There are 3 primary ways to get a hard inquiry off your report.
- Send a dispute to EMS challenging the hard inquiry
- Send a dispute to all 3 credit bureaus challenging the hard inquiry
- Contact a credit repair agency to help you
Get Your Inquiries Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 563-0402 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.