If left unchecked, hard inquiries on Equifax can suppress your credit score up to 10 per-inquiry.
Even more, if you're in the market for a new house, car, or loan... having a ton of hard inquiries on your report makes it almost impossible to get good terms.
The worst part? Trying to dispute your inquiries with Equifax directly is confusing and often a waste of time.
If you tried removing these hard inquiries yourself, Equifax generally accept 4 reasons when you're disputing inquiries. These are:
- The inquiry was not approved by you
- You felt pressured into approving the credit pull
- The number of inquiries was more than you expected
- The hard inquiry was made without your knowledge
You'll want to include 4 simple pieces of personal information, too.
- Current date
- Full name
- Date of Birth
- Social Security Number (optional--they may deny your request without it)
There are many ways to word the dispute that will get better deletion results. You may also have to mail the dispute to the lender that originally pulled your credit.
Get Your Inquiries Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-656-9334) or setup a consultation with them. They also happen to have incredible customer service.