Can hard inquiries be removed from credit report

Yes, hard inquiries can be removed from your credit report. There are four unique reasons to put in a dispute:

• The inquiry was not approved by you
• You felt pressured into approving the credit pull
• The number of inquiries was more than you expected
• The hard inquiry was made without your knowledge and unauthorized

In practice, creditors don't always believe you. Sometimes it requires sending multiple disputes in different ways.

‍

How can I get inquiries removed from my credit

There are three primary ways to remove hard inquiries: 1. mail a dispute to the creditor and credit Bureaus, 2. fax a dispute to the creditor and credit Bureaus, 3. call the creditor's credit department and speak with an agent.

You must have one of four valid reasons to get rid of the hard inquiries on your report: 1) the inquiry was not approved by you, 2) you felt pressured into approving the pull, 3) the number of inquiries was more than expected, 4) the credit pull happened without your knowledge.