Updated: 15th May, 2022
Ashley Astors
Verified Collections Expert

Have inquiries on your credit report? Find out how to get rid of them (for good)!

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Speak with a live credit specialist to see if we can help improve your score

Badcock is a local credit union.

Badcock is probably on your credit report as a hard inquiry. This often happens when you apply for credit.

If a Badcock hard inquiry is on your credit report, it's damaging your credit score (until it gets removed).

The good news? Getting Badcock hard inquiries off your report shouldn't be difficult.

There are 3 primary ways to get a hard inquiry off your report.

  1. Send a dispute to Badcock challenging the hard inquiry
  2. Send a dispute to all 3 credit bureaus challenging the hard inquiry
  3. Contact a credit repair agency to help you

Badcock Credit Card Review

Reviews for the Badcock credit card are generally good. What can you do if you're having problems with Badcock's reporting? Easy, partner with the experts at Credit Glory to dispute and eliminate the problem.

Badcock Credit Minimum Credit Score Qualification Requirements

You can get financing with BadCock Home Furniture with bad — or even no — credit. However, if your score is low you likely won't qualify for a credit card and have to use BadCock alternatives like a personal loan.

How To Apply For Badcock Credit

You can apply for a Badcock credit card either in-store or online. You need a government-issued ID, and your SSN (or tax payer ID). Additionally, you need to be the age of majority in your state.

How To Complete Payment To Badcock Credit Union

You can complete a payment to Badcock credit union either by mail or using their online payment portal.

Why choose Credit Glory?

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$99/m (+ small, one-time $100 review & setup fee charged once your letters are sent)
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Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
Money-back guarantee
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of March 1st, 2022

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