Account Review (AR) inquiries are soft inquiries that do not affect your score. They have no impact on your credit.
Companies you have an existing account with will sometimes pull your credit. Account Review (AR) is what the soft inquiry will be for that pull.
The "bad" inquiries ard hard inquiries. Each one drops your score 5-10 points. Once you have too many--usually 6--you might get denied.
Get Your Inquiries Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-656-9334) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.