When Does Discover Report To Credit Bureaus

Updated: 11th June, 2022
Ashley Astors
Verified Collections Expert

Discover's reporting guidelines

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Discover usually reports to the credit bureaus 3 days after your closing statement. Unlike other credit card issuers, they do not immediately report 0 balances. Fortunately, Discover will make off-cycle updates to the bureaus if you call and ask.

Does Discover Report To All 3 Credit Bureaus?

Discover reports your credit information to all three major bureaus — Experian, Equifax, and TransUnion — on a monthly basis.

How Often Does Discover Report To Credit Bureaus?

Discover — like most lenders — reports activity to credit agencies once per month. Items reported include: payment history, account balance, and account age.

How To Access Discover Card Credit Reports

You can access your discover card credit report on your monthly statement. They include your credit score on the bill as part of their service.

What Credit Bureau Does Discover Pull When Checking Your Credit?

Discover will pull information from one — or all three — major credit bureaus when checking your credit.

When (& How Often) Does Discover Update Fico Credit Score?

Discover — like most lenders — reports activity to FICO once per month. Items reported include: payment history, account balance, and account age.

When Does Discover Report Late Payments?

Discover reports your account information to credit agencies once per month. When they send the report it includes any late (or missed) payments.

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