Discover's reporting guidelines
Discover usually reports to the credit bureaus 3 days after your closing statement. Unlike other credit card issuers, they do not immediately report 0 balances. Fortunately, Discover will make off-cycle updates to the bureaus if you call and ask.
Discover reports your credit information to all three major bureaus — Experian, Equifax, and TransUnion — on a monthly basis.
Discover — like most lenders — reports activity to credit agencies once per month. Items reported include: payment history, account balance, and account age.
You can access your discover card credit report on your monthly statement. They include your credit score on the bill as part of their service.
Discover will pull information from one — or all three — major credit bureaus when checking your credit.
Discover — like most lenders — reports activity to FICO once per month. Items reported include: payment history, account balance, and account age.
Discover reports your account information to credit agencies once per month. When they send the report it includes any late (or missed) payments.
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