Discover usually reports to the credit bureaus 3 days after your closing statement. Unlike other credit card issuers, they do not immediately report 0 balances. Fortunately, Discover will make off-cycle updates to the bureaus if you call and ask.
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In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
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