When Does Capital One Report to Credit Bureau

Updated: 15th May, 2022
Ashley Astors
Verified Collections Expert

Capital One reporting timeline.

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Capital One usually reports to the credit bureaus 3 days after the closing statement. Unlike other credit card companies, they do not immediately report a new balance of 0. If you need your balances to show 0, plan 3 days ahead of your closing statement.

Does Capital One Report To Credit Bureaus?

Yes, Capital One reports credit account activity to the credit bureaus.

Which Credit Bureau Does Capital One Use And Report To?

Capital One reports to all three major credit bureaus — Experian, Equifax, and TransUnion. What if they are reporting incorrect information? Dispute and remove it with help from a credit repair expert (like Credit Glory).

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Accurate as of March 1st, 2022

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