When Does Bank Of America Report To Credit Bureaus

Updated: 11th June, 2022
Ashley Astors
Verified Collections Expert

Bank of America's reporting guidelines

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Bank of America usually reports to the credit bureaus 3 days after the closing statement. Unlike other credit card issuers, they do not immediately report a new balance of 0. If you need your balances to show 0, plan 3 days ahead of your closing statement.

Which Credit Bureau Does Bank Of America Use?

Bank of America pulls information from all three major credit bureaus — TransUnion, Equifax, and Experian. Do you have inaccurate items on one of those reports & it's pulling your score down? Partner with a credit repair expert — like Credit Glory — & dispute (& remove) them, boosting your score!

Does Bank Of America Provide Free Credit Reports?

Bank of America will provide a free credit report if you're an online banking or credit card customer. What can you do if you log in and find out there is an inaccurate derogatory item on your report? Team up with a reputable company — like Credit Glory —to dispute the item!

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