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The lowest credit score Nissan will finance is 580 FICO. This is through their lending division known as NMAC (Nissan Motors Acceptance Corporation). You will receive a Tier 9 rate around 13%.
You should always consider repairing your credit first before applying for subprime loans. This can be done by working with a professional to remove negative information while helping you build new, positive credit. It's always worth it in the long-run.
Tier 1 credit with Nissan in 2022 requires a credit score of 740+. For tiers 2 & 3, you need a score of 720+ and 700+, respectively. If you aren't in the top tiers, you can dispute and remove any inaccurate items on your credit report — with help from a reputable company like Credit Glory.
Nissan pulls from all three major credit bureaus — TransUnion, Equifax, and Experian. What if your credit could use a little help? If there are inaccurate items on reports from any of these companies you can partner with Credit Glory to dispute & remove them.
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