The lowest credit score Nissan will finance is 580 FICO. This is through their lending division known as NMAC (Nissan Motors Acceptance Corporation). You will receive a Tier 9 rate around 13%.
You should always consider improving your credit score first before applying for subprime loans. This can be done by working with a professional to remove negative information while helping you build new, positive credit. It's always worth it in the long-run.
What are Nissans credit tiers in 2020?
Tier 1 credit with Nissan in 2020 requires a credit score of 740+. For tiers 2 & 3, you need a score of 720+ and 700+, respectively. If you aren't in the top tiers, you can dispute and remove any inaccurate items on your credit report — with help from a reputable company like Credit Glory — to boost your score.
What Credit Bureau Does Nissan Use
Nissan pulls from all three major credit bureaus — TransUnion, Equifax, and Experian. What if your credit could use a little help? If there are inaccurate items on reports from any of these companies you can partner with Credit Glory to dispute & remove them.
Get Your Credit Score Improved Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 461-0151 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.