Paypal Cashback Mastercard Credit Score Needed

Updated: 15th May, 2022
Ashley Astors
Verified Collections Expert

PayPal 2% Cashback Mastercard requirements

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The minimum credit score needed for PayPal's 2% Cashback Mastercard is kept a secret. Based on similar competing cashback cards, the minimum score is probably around 620 FICO. Make sure your revolving utilization is below 30% when you apply or they may deny you.

You should always consider improving your credit score first before applying. If you are denied, you will get hit by a hard inquiry that will lower your score for 12 months. Working with a professional to improve your scores is always worth it in the long-run.

What Are The Benifets Of Paypal'S Cashback Mastercard?

Benefits of the PayPal Cashback Mastercard include no annual fees and 2% cashback on every purchase. Qualifying for a PayPal Cashback Mastercard requires a minimum credit score of 640. If your credit needs work, Credit Glory helps you fix your credit (fast), so you qualify for a great rate on your PayPal card.

Paypal Cashback Mastercard Pre-Approval Requirements

Prequalifying for a PayPal Cashback Mastercard takes a good credit score — and your odds of approval increase with a high score. If you are looking to apply for a PayPal card, but your credit needs work, Credit Glory can help. They help identify and remove errors on your credit report, boosting your score (& approval odds).

Paypal Cashback Mastercard Approval Odds

Your approval odds for a PayPal Cashback Mastercard increase the higher your credit score. If you're looking to apply for a PayPal Mastercard but need to boost your score, Credit Glory can help. They help you repair your credit (fast) and get approved for a PayPal Cashback Mastercard.

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