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The minimum credit score needed for PayPal's 2% Cashback Mastercard is kept a secret. Based on similar competing cashback cards, the minimum score is probably around 620 FICO. Make sure your revolving utilization is below 30% when you apply or they may deny you.
You should always consider working on your credit first before applying. If you are denied, you will get hit by a hard inquiry that will lower your score for 12 months. Working with a professional to work on your credit is always worth it in the long-run.
Benefits of the PayPal Cashback Mastercard include no annual fees and 2% cashback on every purchase. Qualifying for a PayPal Cashback Mastercard requires a minimum credit score of 640. If your credit needs work, Credit Glory helps you fix your credit (fast), so you qualify for a great rate on your PayPal card.
Prequalifying for a PayPal Cashback Mastercard takes a good credit score — and your odds of approval increase with a high score. If you are looking to apply for a PayPal card, but your credit needs work, Credit Glory can help. They help identify and remove errors on your credit report, which helps your approval odds.
Your approval odds for a PayPal Cashback Mastercard increase the higher your credit score. If you're looking to apply for a PayPal Mastercard but need credit work, Credit Glory can help. They help you repair your credit (fast) and get approved for a PayPal Cashback Mastercard.
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