How To Find Out If You Have Anything In Collections

Updated: 15th May, 2022
Ashley Astors
Verified Collections Expert

How To Find Out If You Have Anything In Collections-hurting your credit score? Give us a friendly, no-pressure call @ 855-577-2276. We can partner & help you REMOVE this (potentially) inaccurate, negative item from your credit report (for good). The best part? Your score will skyrocket (typically) + you'll get better loan terms (and save thousands) on your next big life purchase.

Call (833) 461-0151 ➔
Speak with a live credit specialist to see if we can help improve your score

Finding out if you have an account in collections is simple:

  • Get your 3-bureau credit report (we recommend IdentityIQ)
  • Open your credit report and scroll to the 'summary' section
  • Count how many accounts are in the 'Derogatory' and 'Collections' categories
  • (Remember that 1 account will report as 3 separate accounts across TransUnion, Equifax, and Experian)
  • Add these two categories together to know what you're up against.

While Derogatory accounts are not necessarily in collections (such as a 180 day late or charge-off), they affect your credit score exactly the same, damaging your score for 7 years.

Why choose Credit Glory?

Popular Alternative 1
Popular Alternative 2
Price
$99/m (+ small, one-time $100 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of March 1st, 2022

Supercharge Your Future & Credit Score, Today!

Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7)