Verified Collections Expert
There are 3 ways to dispute a collection debt, continue reading to find out.
There are 3 ways to dispute a collection debt: 1) Write and mail a Goodwill letter asking for forgiveness, 2) study the FCRA and FDCPA and craft dispute letters to challenge the collection, and 3) Have a collections removal expert delete it for you.
Collection debt will stay on your credit report for up to seven years, stopping you from getting a car, a home, personal loans, credit cards, and even some jobs. It's the smart decision to do everything you can, starting now, to remove them.