There's no exact timeline on how long it takes to improve your credit score 100 points. However, you can start rebuilding your credit anytime. The easiest way to start boosting your credit is by identifying & disputing mistakes on your credit report. While DIY credit repair is an option, it's easier w/help from a pro like Credit Glory.
Does it take a long time to raise your credit score 100 points?
100 points makes a big difference when it comes to your credit score. Having good credit comes with a lot of benefits, helping you qualify for better options (& terms) on loans & lines of credit. So just how long does it take to boost your score 100 points?
There's no set timeline on how long it takes to raise your credit score 100 points. In fact, a lot of it depends on your credit history & if (& what kind of) negative marks are on your credit report. Fortunately, one of the easiest ways to start improving your credit (& your score) is by finding & disputing errors on your report. DIY credit repair is a headache. Partnering with a reputable credit repair expert (like Credit Glory) makes it simple.
Could your negative items be reported inaccurately?
Unfortunately, the Federal Trade Commission (FTC) claims that 20% of all reports contain (at least) 1 error! The penalty for negative items is a damaged credit score, which can wreak havoc on your financial future. How can you protect yourself? Your best weapon to hold creditors accountable is a dispute. That's where a credit repair expert (like Credit Glory) can make the process super easy.
How to rebuild your credit (& boost your score)
A better credit score opens the door to more options (& better terms) on loans & lines of credit. So how do you start on a path to a healthy credit score? Here's what you can do:
- Make timely payments - Paying your bills on time is a crucial part of building your credit. That's because your payment history makes up 35% of your score! Staying on top of payments helps you avoid setbacks (like debt & collections) that hurt your score.
- Keep credit utilization low - Maxing out your credit isn't good. Not only does that limit your available credit, but lenders see it as a risk. Limiting your credit use helps you become eligible for larger credit limits later.
- Avoid applying for multiple lines of credit - Applying for new lines of credit means having a hard pull done. While this only drops your score 5-10 points, they can add up.
- Work with a credit repair company - A simpler alternative to DIY credit improvement is partnering with a credit repair company. Credit experts — like Credit Glory — identify errors and dispute them for you. Making the process easier (& less of a hassle).
DIY or professional credit repair: What's easier for you?
While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). Looking for an easier alternative (that's less hassle)? Consider working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.
Start building your credit (& boosting your score) w/help from Credit Glory
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
Get Your Credit Score Improved Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 461-0151 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.