Does Opening A Checking Account Affect Credit Score

Opening a checking account might affect your score

Opening a checking account may affect your credit score. Banks usually do a soft pull which leaves no inquiries behind. But if you get overdraft protection (considered a line of credit) they will run a hard pull. This leaves a hard inquiry on your credit reports, dropping your score.

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In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

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Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

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