Find out what you can do if a debt collector doesn't send you a written notice. Learn how you can dispute errors & how it's easier w/help from Credit Glory.
Getting contacted by debt collectors is stressful. It's even worse when the collection agency never sent you written notice. Luckily, there are steps you can take, & if the debt is inaccurate, you can dispute it. While you can dispute inaccuracies yourself, it's easier w/help from a pro like Credit Glory.
Believe it or not it can happen. In fact, some creditors can legally send you to collections w/o sending you a notice. If that happens you may be in for a nasty surprise the next time you apply for a loan or line of credit.
That's because collections damage your credit score — big time. If you aren't monitoring your credit, an unexpected collection can drop your score by as much as 100 points. They also stay on for 7 years. Not good!
Luckily, if you discover a previously unknown collection on your credit report there are steps you can take. While you can't dispute accurate debts, you can dispute (& remove) inaccuracies. To determine whether a debt is valid you can:
Inaccurate collections on your credit report have serious consequences. That's why it's crucial to dispute & remove them. A strong credit score opens the door to things like:
While you can identify and dispute errors yourself, it's challenging (& time-consuming). Credit repair pros (like Credit Glory) make finding and disputing errors fast (& easy).
While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). Looking for an easier alternative (that's less hassle)? Consider working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.
Removing inaccurate collections (& other errors) helps improve your credit (& boost your score). DIY credit repair is a headache. Partnering w/Credit Glory is often a simpler alternative. Why?
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!