Credit Score Simulator Paying Off Collections

Updated: 15th May, 2022
Ashley Astors
Verified Collections Expert

You don't need a credit score simulator for paying off collections because it doesn't help.

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Speak with a live credit specialist to see if we can help improve your score

You don't need a credit score simulator for paying off collections because it doesn't help. Paying off collection accounts does not improve your credit score. In fact, it will only hurt your score by updating the Date of Last Activity. This is a fact they hope you don't know about.

Paying off collection accounts does not remove them from your credit!

You might be wondering why anyone would ever pay off a collection account. You're right--there isn't much reason to unless they're suing you (which is rare for debts under $10,000).

Why choose Credit Glory?

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Price
$99/m (+ small, one-time $100 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of March 1st, 2022

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