Credit Score Needed For Home Depot Card

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Home Depot reports that you're "more likely to be approved" for the Home Depot credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your balances are low and that you have less than six inquiries will help.

Home Depot Credit Card Approval Odds (How Hard Is It To Qualify?)

Odds of approval for a Home Depot credit card are high if you have a credit score above 640. However, if your credit score is a bit low you are at risk for a higher APR.

What Credit Bureau Does Home Depot Use?

Creditworthiness and approval for the Home Depot credit card is determined by all three major credit reporting bureaus.

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