Home Depot reports that you're "more likely to be approved" for the Home Depot credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your balances are low and that you have less than six inquiries will help.
Home Depot Credit Card Approval Odds (How Hard Is It To Qualify?)
Odds of approval for a Home Depot credit card are high if you have a credit score above 640. However, if your credit score is a bit low you are at risk for a higher APR.
What Credit Bureau Does Home Depot Use?
Creditworthiness and approval for the Home Depot credit card is determined by all three major credit reporting bureaus.
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In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 461-0151 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.