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Home Depot reports that you're "more likely to be approved" for the Home Depot credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your balances are low and that you have less than six inquiries will help.
Odds of approval for a Home Depot credit card are high if you have a credit score above 640. However, if your credit score is a bit low you are at risk for a higher APR.
Creditworthiness and approval for the Home Depot credit card is determined by all three major credit reporting bureaus.
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