Citi Simplicity Credit Score

Updated: 15th May, 2022
Ashley Astors
Verified Collections Expert

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Citi reports that you're "more likely to be approved" for their Citi Simplicity card with a score of 660 or higher. There are reports of users being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

What do the reviews about the Citi Simplicity card say?

The Citi Simplicity card is reviewed as the best 0% credit cards available. Is your credit score a little too low to qualify? You may be able to boost your score if there are inaccurate items on your credit report — partner with a reputable company like Credit Glory to dispute and remove them today!

Why choose Credit Glory?

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Price
$99/m (+ small, one-time $100 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of March 1st, 2022

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