What Is The Average Credit Score For A 25 Year Old?

April 8, 2023

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The average 25 yr old has a credit score around 660. According to the FICO model this is considered "fair." Looking to get your financial future back on track? The easiest way is by finding & disputing errors on your credit report. DIY credit repair is a headache. Partnering w/a pro like Credit Glory makes it a breeze.

What kind of credit score can you expect to have in your mid-20s?

While credit scores can differ, the average score for 25 year old's is around 660. According to the FICO scoring model, a 660 is considered "fair." So what does that mean?

While you can still qualify for loans & lines of credit, a fair credit score might leave you with fewer options. You can also face higher (& more expensive) interest rates on loans you are eligible for. Fortunately, you have options. The easiest way is disputing inaccurate negative items w/help from a pro like Credit Glory.

Could inaccurate negative items be holding you back?

Unfortunately, the Federal Trade Commission (FTC) claims that 20% of all reports contain (at least) 1 error! The penalty for negative items is a damaged credit score, which can wreak havoc on your financial future. How can you protect yourself? Your best weapon to hold creditors accountable is a dispute. That's where a credit repair expert (like Credit Glory) can make the process super easy.

How to rebuild your credit

A better credit score opens the door to more options (& better terms) on loans & lines of credit. So how do you start on a path to a healthy credit score? Here's what you can do:

  • Make timely payments - Paying your bills on time is a crucial part of building your credit. That's because your payment history makes up 35% of your score! Staying on top of payments helps you avoid setbacks (like debt & collections) that hurt your score.
  • Keep credit utilization low - Maxing out your credit isn't good. Not only does that limit your available credit, but lenders see it as a risk. Limiting your credit use helps you become eligible for larger credit limits later.
  • Avoid applying for multiple lines of credit - Applying for new lines of credit means having a hard pull done. While this only drops your score 5-10 points, they can add up.
  • Work with a credit repair company - A simpler alternative is partnering with a credit repair company. Credit experts — like Credit Glory — identify errors and dispute them for you. Making the process easier (& less of a hassle).

DIY or professional credit repair: What's easier for you?

While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). Looking for an easier alternative (that's less hassle)? Consider working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.

Start building your credit w/help from Credit Glory

Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news?  Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your credit report inaccuracies.

Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.

Call us at (855) 938-3044 or set up a consultation to get started, today!

Begin Your Journey To A Healthy Financial Future, Today

Reclaim your financial freedom and speak with a live credit specialist for your free consultation.

Call (833) 461-0151
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