Apple reports that you're "more likely to be approved" for their financing with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.
Apple Financing Options
Apple Financing offers a variety of payment options on their products in various monthly instalments.
Can You Be Approved For Apple Financing With Bad Credit?
The stronger your credit score, the better your chance is of getting approved. Apple Financing doesn't list a minimum credit score, but customer reviews mention getting approved with credit scores as low as 600.
Does Apple Financing Complete A Hard Credit Check?
Yes, Apple does make a hard credit inquiry during the application process. This impacts your credit score.
Does Apple Offer Payment Plans If You Have Bad Credit?
While they don't mention a minimum credit score, Apple Financing offers flexible payment options, and you're more likely to be approved with a 640 credit score or higher.
Get Your Credit Score Improved Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 461-0151 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.