Apple Financing Credit Score

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Apple reports that you're "more likely to be approved" for their financing with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

Apple Financing Options

Apple Financing offers a variety of payment options on their products in various monthly instalments.

Can You Be Approved For Apple Financing With Bad Credit?

The stronger your credit score, the better your chance is of getting approved. Apple Financing doesn't list a minimum credit score, but customer reviews mention getting approved with credit scores as low as 600.

Does Apple Financing Complete A Hard Credit Check?

Yes, Apple does make a hard credit inquiry during the application process.  This impacts your credit score.

Does Apple Offer Payment Plans If You Have Bad Credit?

While they don't mention a minimum credit score, Apple Financing offers flexible payment options, and you're more likely to be approved with a 640 credit score or higher.

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