Truliant Federal Credit Union

Already a member of Truliant Federal Credit Union? Or applying for a loan and want the lowest rate? Find out how to improve your credit score and greatly improve your chance of getting the absolute best terms, today!

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Applying for a loan w/ Truliant Federal Credit Union?

Whether you're applying for an auto, mortgage, or personal loan, Truliant Federal Credit Union has extremely competitive rates. The problem? You need great credit to get those loan terms (if you want your best rates). Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report.

You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here ((833) 412-6805 ➔).

Truliant Federal Credit Union vs. Major Banks

The short answer is... it completely depends (and your mileage may vary!). Not all Credit Unions are good. Not all banks are bad. Credit Unions, like Truliant Federal Credit Union, are great for high CD rates & low interest loans / credit cards. The trade off? They're not as good because their resources, generally, are more limited for website services, apps, etc.

Credit Unions, as member owned organizations, aren't trying to make a profit. It's that simple. Of course, like any other not-for-profit, some are run well. Others? Not so much. The ultimate goal? Benefiting their members and maximizing their experience. Truliant Federal Credit Union is a good example of a relatively well-run Credit Union. Their fees are minimal, their rates for all loan types are good, too.

Keep in mind, you'll have to apply for a membership to get accepted. This means they'll most-likely review your Credit Report & determine if you're eligible. We recommend speaking with a Credit Repair company, like Credit Glory, to understand how you can potentially improve (and fix) your Credit Score (before you apply for your Credit Union membership).

Banks, on the other hand, are in-it to make a profit. Generally, this means higher fees (on average). Banks also generally don't focus on the community the same way Credit Unions do. Credit Unions have memberships, while banks are generally open to anyone, anywhere. The primary pros of banks are generally better business services that are tailored to individual situations in a more comprehensive way. Also, if you plan to travel internationally, you save a lot of headache with a major bank account (and credit card).

What Is Truliant Federal Credit Union?

Truliant Federal Credit Union is a lender based in Winston Salem, NC. Is your score a bit too low for a credit line at Truliant? Check your credit report for any inaccurate items, & then dispute them with help from an expert — like Credit Glory.

Truliant Personal, Auto And Mortgage Loan Rates

The interest rates for Truliant Federal Credit Union fluctuate over time.  The best way to ensure a great rate is with a great credit score. If yours is a little low, look for any inaccurate items on your report then, if you find any, dispute them with help from an expert (like Credit Glory).

Which Credit Bureaus Does Truliant Use?

Truliant Federal Credit Union can use any of the 3 major bureaus — TransUnion, Equifax, or Experian. What can you do if one report is a little low? Look for any inaccurate items then, if you find any, dispute them with help from an expert (like Credit Glory).

How To Check On The Status Of Your Truliant Loan Application

You can check your loan application status with Truliant by calling them at 800.822.0382. What if your score is too low and your application isn't approved? Check your report for inaccurate items, and if you find any, dispute them with help from an expert like Credit Glory.

Truliant Credit Card - Minimum Credit Score Requirements

Truliant Federal Credit Union offers approval with a credit score from 640. The catch is you need a score of 700+ for competitive rates that won't cost you a ton. Give your score a boost by partnering with a repair expert — like Credit Glory — & dispute any false items, today!

Truliant Cd Rates

The interest rates for CD's with Truliant fluctuate over time.  The best way to ensure a great rate is with a great credit score. If yours is a little low, look for any inaccurate items on your report then, if you find any, dispute them with help from an expert (like Credit Glory).

Truliant Federal Credit Union Main Office

  • ADDRESS: 3200 TRULIANT WAY
  • CITY, STATE ZIP CODE: WINSTON SALEM, NC 27103
  • COUNTRY: United States
  • COUNTY: Forsyth
  • PHONE: 336-659-1955
  • WEBSITE: http://WWW.TRULIANTFCU.ORG
  • CEO/MANAGER: WILLIAM HALL

Truliant Federal Credit Union History & Information

  • CREDIT UNION NAME: TRULIANT
  • CHARTER NUMBER: 7840
  • CREDIT UNION TYPE: FCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1952
  • CURRENT CHARTER ISSUE DATE: 18994
  • DATE INSURED: 25937
  • CHARTER STATE:
  • REGION: 2 - Southern
  • FIELD OF MEMBERSHIP TYPE: Multiple common bond - other
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: 2868927873
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 258492

Why choose Credit Glory?

Popular Alternative 1
Popular Alternative 2
Price
$99/m (+ small, one-time $100 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

Supercharge Your Future & Credit Score, Today!

Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7) 855 938-3044.