Langley Credit Union

Already a member of Langley Credit Union? Or applying for a loan and want the lowest rate? Find out how to improve your credit score and greatly improve your chance of getting the absolute best terms, today!

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Langley Credit Union

Applying for a loan w/ Langley Credit Union?

Whether you're applying for an auto, mortgage, or personal loan, Langley Credit Union has extremely competitive rates. The problem? You need great credit to get those loan terms (if you want your best rates). Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report.

You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here ((833) 412-6805 ➔).

Langley Credit Union vs. Major Banks

The short answer is... it completely depends (and your mileage may vary!). Not all Credit Unions are good. Not all banks are bad. Credit Unions, like Langley Credit Union, are great for high CD rates & low interest loans / credit cards. The trade off? They're not as good because their resources, generally, are more limited for website services, apps, etc.

Credit Unions, as member owned organizations, aren't trying to make a profit. It's that simple. Of course, like any other not-for-profit, some are run well. Others? Not so much. The ultimate goal? Benefiting their members and maximizing their experience. Langley Credit Union is a good example of a relatively well-run Credit Union. Their fees are minimal, their rates for all loan types are good, too.

Keep in mind, you'll have to apply for a membership to get accepted. This means they'll most-likely review your Credit Report & determine if you're eligible. We recommend speaking with a Credit Repair company, like Credit Glory, to understand how you can potentially improve (and fix) your Credit Score (before you apply for your Credit Union membership).

Banks, on the other hand, are in-it to make a profit. Generally, this means higher fees (on average). Banks also generally don't focus on the community the same way Credit Unions do. Credit Unions have memberships, while banks are generally open to anyone, anywhere. The primary pros of banks are generally better business services that are tailored to individual situations in a more comprehensive way. Also, if you plan to travel internationally, you save a lot of headache with a major bank account (and credit card).

What Is Langley Federal Credit Union?

Langley Federal Credit Union (LFCU) is a lender based in Newport News, VA. Is your score a bit too low for a credit line at LFCU? Check your credit report for any inaccurate items, & then dispute them with help from an expert — like Credit Glory.

Langley Federal Credit Union Credit Card Reviews

Langley Federal Credit Union has 20 complaints filed against them with the BBB in the last 3 years. Some customers claim that LFCU is reporting incorrect information on their credit report. If this is happening to you, partner with a reputable company — like Credit Glory — for help disputing them!

Langley Federal Credit Union Auto Loan Reviews

Langley Federal Credit Union (LFCU) has an average of 3.6 stars on WalletHub for their lending products — including auto loans. If you're looking for an auto loan with LFCU, but your credit is a bit too low for approval, you have options. Partner with an expert like Credit Glory to dispute inaccurate information on your credit report (boosting your score).

Langley Federal Credit Union Auto Loan Rates

Interest rates at Langley Federal Credit Union fluctuate over time.  The best way to ensure a great rate is with a great credit score. If yours is a little low, look for any inaccurate items on your report then, if you find any, dispute them with help from an expert (like Credit Glory).

Langley Credit Union Main Office

  • ADDRESS: 721 Lakefront Cmns
  • CITY, STATE ZIP CODE: Newport News, VA 23606
  • COUNTRY: United States
  • COUNTY: Newport News City
  • PHONE: 757-827-5328
  • WEBSITE: https://www.langleyfcu.org
  • CEO/MANAGER: Thomas K Ryan

Langley Credit Union History & Information

  • CREDIT UNION NAME: LANGLEY
  • CHARTER NUMBER: 1261
  • CREDIT UNION TYPE: FCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1936
  • CURRENT CHARTER ISSUE DATE: 13150
  • DATE INSURED: 25937
  • CHARTER STATE:
  • REGION: 1 - Eastern
  • FIELD OF MEMBERSHIP TYPE: Multiple common bond - primarily military
  • LOW INCOME DESIGNATION: No
  • MEMBER OF FHLB: Yes
  • ASSETS: 3228484908
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 270194

Why choose Credit Glory?

Competitor 1
Competitor 2
Price
$99/m (+ small, one-time $199 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

Start Fixing Your Credit, Today!

Call and start your credit repair process, today! Don't let inaccurate items on your credit report hold you back.