Is 752 a Good Credit Score?
A 752 FICO® Score is considered “Excellent”. Mortgage, auto, and personal loans are somewhat difficult to get with a 752 Credit Score. Lenders normally don't do business with borrowers that have Excellent credit because it's too risky.
The good news?
Repairing your credit is one of the best ways to fix your score, and unlock the happy lifestyle you and your family deserve.
A 752 Credit Score means:
- Credit Rating: Excellent
- Loan Options: Virtually Unlimited
- Loan Cost: Very Cheap
- Best Option: Minimal Credit Repair
Improving Your 752 Credit Score
A Credit Repair company like Credit Glory can:
- Evaluate Your Credit Report - Pull your credit report and identify all negative, harmful items that's keeping your 752 score suppressed.
- Dispute Negative Items - Customize and send dispute letters to Bureaus to request getting those negative items off your report (for good).
- Get Harmful Items Removed - A repair service like Credit Glory will continue disputing items on your behalf until they’re no longer harming your credit worthiness.
- Improve Your Score - Once negative items begin falling off your report, you'll see a big boost to your score. This means better loan terms on a car, house, or personal loan.
An industry leader like Credit Glory can guide you through this process. Give them a call @ (855) 938-3044, or chat with them, today →
Can I Get a Mortgage & Home Loan w/ a 752 Credit Score?
Getting a mortgage and home loan with a 752 credit score should be extremely easy. Your current score is the highest credit rating that exists. You'll have no issues getting a mortgage or home loan.
The #1 way to get a home loan with a 752 score is just to apply for that loan and wait for approval!
After a few short months of repairing your credit (with an industry leader like Credit Glory), you’ll be in a much better position to get your ideal home loan terms.
Can I Get a Car / Auto Loan w/ a 752 Credit Score?
Trying to qualify for an auto loan with a 752 credit score is very cheap. There is little to no risk for a car lender (which means you get the best rates).
Taking out an auto loan out with a 752 credit score, should be extremely easy.
There is good news though.
This is completely avoidable with a few simple steps to repair your credit.
Your best option at this stage is reaching out to a credit repair company to evaluate your score and see how they can fix it.
Can I Get a Personal Loan or Credit Card w/ a 752 Credit Score?
Like home and car loans, a personal loan and credit card is incredibly easy to get with a 752 credit score.
A secured card with Discover or Capital One might be an option, but you may have to pay $500-$1000 just for a deposit. The fine print is confusing and more often than not you’ll end up in a worse situation than before you got your secured card.
You can save a ton of headache by repairing your credit and waiting a few short months until your score improves.
A 752 score means you likely have few-no negative items on your report. Removing those negative items (or hard inquiries) is usually the quickest way to fixing your report, but in your case, credit history matters much more.
We recommend speaking with a friendly credit repair expert online to help guide you through this process. Your consultation is completely free, no-pressure, and will set you on the right path toward boosting your score.
How Long Does It Take To Get A 752 Credit Score?
It depends where you started out.
If you had great credit starting out, this score may take some time to reach, requiring many bad marks on your credit. Three collection accounts, for example, could drop a 800 credit score well below 600.
If you started out with weak credit (for example, you don’t have any revolving accounts), a single negative mark could lower you well below the 500s.
How To Get Above 752 Credit Score
If you want a score above 752, you need to remove all inaccurate, negative items, have a good credit mix, and have an aged, revolving credit account (such as a 2+ year old credit card). You'll also want to maintain a low revolving balance (below 30% utilization).
How To Improve A 752 Credit Score
Work on removing all negative accounts such as collections, charge-offs, medical bills, bankruptcies, et al.
Remove as many excess hard inquiries as you can. Get your revolving utilization as low as you can (0 being best, but the general rule is below 30%). Ensure you have a good credit mix of installment loans and revolving accounts.
Last but not least, make sure you have at least two revolving accounts older than 2 years (getting added as an authorized user to a friend or family members credit card can help!)
We recommend taking a look at Credit Glory. Give them a call (855) 938-3044.
It's generally much faster if you worked with Credit Glory, and they happen to have incredible customer service.