IdentityIQ, Lifelock, and ID Shield all offer comprehensive protection for your credit and identity. If you want protection that extends to your entire family, then Lifelock is a great option. ID Shield is better if you want all 3 credit scores, without spending a ton. IdentityIQ is your best all around value.
Which is better IdentityIQ, Lifelock, or ID Shield? (how they stack up side by side)
Who is Lifelock?
Lifelock, owned by Norton, aims to deliver comprehensive protection for your increasingly digital life. Lifelock is part of a program aimed at protecting your identity, providing device security, online privacy, and home and family protection.
Who is ID Shield?
ID Shield was founded in 1969 and has over 1.7M members. They offer the most comprehensive ID protection available on the market, backed by a bevy of positive customer reviews. They help you protect your privacy, manage your reputation, and restore your identity.
Who is IdentityIQ?
IdentityIQ provides the tools you need to take control of your finances. They offer credit monitoring, dark web monitoring, and identity protection. Their services are backed by McAfee SECURE so you know your information — & finances — are safe.
Which company is the best for you?
All three monitoring providers offer excellent solutions. However, IdentityIQ is the most robust solution. Their multiple plan pricing tiers, A+ rating w/ the BBB, and 3 bureau credit reporting can't be beat. IdentityIQ has a credit monitoring solution for you.
Why is credit monitoring important?
Monitoring your credit is an essential part of maintaining a healthy credit score. Staying up to date on any changes helps alert you to suspicious activity, like fraud and ID theft. But monitoring it yourself is time-consuming. That's where a reputable credit monitoring company can help. Monitoring companies like Lifelock & ID Shield let you know about:
- hard inquiries
- new accounts opened
- If your personal info is on the dark web
Each of these items — when left unaddressed — can cause your score to plummet. The issue? Credit monitoring is good at finding issues, but not so great at resolving them. That's where a reputable credit repair company, like Credit Glory, springs into action.
Top 5 credit monitoring questions
Before you start using a credit monitoring service, it's important to know what you're getting. Understanding the process helps you get the most for your money. Here's what you need to know about the basics of credit monitoring.
1. Do you really need credit monitoring?
Using a credit monitoring company is a great alternative to DIY. It's especially helpful if you have a busy schedule or have already dealt with identity theft. Experienced (& reputable) credit monitors help you keep an eye on your credit so you can protect it.
2. Does credit monitoring hurt your credit?
Credit monitoring doesn't hurt your credit. Accessing your credit report is considered a soft inquiry, so it won't affect your score.
3. Do credit monitors show my FICO score?
Credit monitoring companies work with one or more of the major credit bureaus (Equifax, Experian, & TransUnion). Accessing your FICO score depends on the bureau, as some use your VantageScore instead.
4. Is it worth paying for credit monitoring?
While free credit monitoring services are available, you get more perks with paid services. You often get access to credit reports from all three bureaus. It's also easier to use, and many companies offer identity theft insurance.
5. Will credit monitoring fix issues on my credit report?
That's something credit monitoring can't do. Luckily, experienced credit repair companies (like Credit Glory) help you dispute errors (& boost your score).
Take charge and improve your credit score w/ Credit Glory + IdentityIQ
Credit monitoring with IdentityIQ is only half the equation for healthy credit. The other half? Credit repair. Credit monitoring alerts you to errors — but doesn't fix them. Removing the errors (& boosting your score) is a job for credit repair.
You could take on a notoriously convoluted credit industry and repair on your own (good luck w/ that). The better way? Partner with a reputable credit repair company (like Credit Glory). Credit Glory has the experience to fix errors in all areas monitored by credit monitoring companies.
Credit Glory delivers the help you need for healthy credit
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.