IdentityIQ VS LifeLock VS Identity Guard: Who Comes Out On Top?

IdentityIQ, LifeLock & Identity Guard are all big players in credit monitoring. How do they compare? They can all help you track your credit and identify problems.

Who is IdentityIQ?

IdentityIQ provides comprehensive credit monitoring and ID protection. That way, you get the most accurate score (while keeping it safe). Some of their perks include:

• 3-bureau credit monitoring (in all 3 packages)
• ID theft insurance (up to $1 million)
• Personal expense compensation coverage
• US-based restoration service

With multiple packages available, you have plenty of options for getting the monitoring and protection you need.

Who is LifeLock?

LifeLock offers a range of options for comprehensive ID protection and credit monitoring. Features vary on the package and include:

• Secure VPNs
• Credit monitoring
• Personal device security
• ID/SSN alerts

They also provide customers with stolen funds reimbursement and personal expense compensation.

Who is Identity Guard?

Identity Guard has been providing credit monitoring and ID protection since 2001. They provide:

• Risk management score
• Dark web monitoring
• Safe browsing tools
• ID theft insurance

And with daily threat monitoring with IBM artificial intelligence, you can stay alert to any threats.

IdentityIQ: the best company for you

While all three companies provide similar services, IdentityIQ gives you the most complete coverage. They provide the most options, the most accurate credit score, updated alerts, & more. You get everything you need to keep an eye on your credit.

Why is credit monitoring important?

Monitoring your credit is an essential part of maintaining a healthy credit score. Staying up to date on any changes helps alert you to suspicious activity, like fraud and ID theft. But monitoring it yourself is time-consuming. That's where a reputable credit monitoring company can help. Companies like IdentityIQ, LifeLock & Identity Guard let you know about:

• hard inquiries
• new accounts opened
• If your personal info is on the dark web

Top 5 credit monitoring questions

Before you start using a credit monitoring service, it's important to know what you're getting. Understanding the process helps you get the most for your money. Here's what you need to know about the basics of credit monitoring.

1. Do you really need credit monitoring?

Using a credit monitoring company is a great alternative to DIY. It's especially helpful if you have a busy schedule or have already dealt with identity theft. Experienced (& reputable) credit monitors help you keep an eye on your credit so you can protect it.

2. Does credit monitoring hurt your credit?

Credit monitoring doesn't hurt your credit. Accessing your credit report is considered a soft inquiry, so it won't affect your score.

3. Do credit monitors show my FICO score?

Credit monitoring companies work with one or more of the major credit bureaus (Equifax, Experian, & TransUnion). Accessing your FICO score depends on the bureau, as some use your VantageScore instead.

4. Is it worth paying for credit monitoring?

While free credit monitoring services are available, you get more perks with paid services. You often get access to credit reports from all three bureaus. It's also easier to use, and many companies offer identity theft insurance.

5. Will credit monitoring fix issues on my credit report?

That's something credit monitoring can't do.

Take charge w/ Credit Glory & IdentityIQ

Credit monitoring with IdentityIQ is only half the equation for healthy credit. The other half? Credit repair. Credit monitoring alerts you to errors — but doesn't fix them. Removing the errors is a job for credit repair.

You could take on a notoriously convoluted credit industry and repair on your own (good luck w/ that). The better way? Partner with a reputable credit repair company (like Credit Glory). Credit Glory has the experience to fix errors in all areas monitored by credit monitoring companies.

Credit Glory delivers the help you need for healthy credit

Disputing negative items on your credit report is hard work!  It takes a lot of time, effort, organization, and follow up.  The good news?  Our team of credit repair professionals are here to simplify everything!  Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies.

Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2022 and beyond.

Call us at (855) 938-3044 to get started, today!