Check3scores 2020 Review: Is Check3scores legit?

Find out what you need to look for when picking a credit monitoring company. The right company provides accurate scoring (& protects your ID)!

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162 people called & spoke with a live credit specialist to review their credit report, in the last 60 minutes

Check3scores has a B+ with the BBB. They have been helping their customers keep an eye on their credit since 2017. These alerts let customers fix problems. Want to get the most from credit monitoring? Team up w/ a reputable credit repair expert — like Credit Glory — then you're equipped to squash credit problems (fast)!

Who is Check3scores (& do they provide accurate scores)?

Check3scores offers credit monitoring services for those who are ready to take control financially. If you're planning on buying a home, a car, or need a loan, monitoring your credit is vital. Why? Nasty credit score (& report) related surprises can throw a wrench in your plans (@ the worst possible time).

The crux to credit monitoring services? How accurately they report your score. Sure, the cost, reviews, and additional services are significant too — but w/o a precise score, how legitimate can they be? There is good news. Most credit reporting companies (including Check3scores) provide accurate, up-to-date scores.

If you're unhappy about the reported score, you aren't helpless. The (most efficient) solution? Partner w/ a reputable, credit repair professional (like Credit Glory) & find+correct mistakes (boosting your score).

3 critical items you need to consider before monitoring your credit

1. If you aren't monitoring your credit, you need to be.

If you're planning on getting a loan, you need to know your credit score first. Using credit monitoring tells you your score — and it also alerts you when there are changes. Knowing about potential identity theft, fraud, or data breaches prevents your credit score from taking serious hits. Additionally, knowing your score helps you set goals and plan, so you can get a low rate (& great deal) on a loan.

2. Don't get scammed by illegitimate credit monitoring services.

Credit monitoring at a low price (or free) sounds like a deal, right? Wrong, this is a big red flag that it may be a scam. You also encounter another (big) reason to proceed with caution. Signing up for a credit monitoring service involves sharing sensitive information. What can you do for security?

The best way to protect yourself (& your identity) is looking for common red flags. A few are:

  • Asking for personal information over the phone or email.
  • Requiring payment through money order or gift cards.
  • Poor ratings or customer reviews with an accredited agency (like the BBB).

Last, and certainly not least, do your due diligence. Anytime you fork over personal information to a company you need to do your research & verify credibility. The good news? You're reading this review, so you're too smart to be grifted by con-artists.

3. An essential (& often overlooked) component of credit monitoring - identity protection (& does Check3scores offer it?)

Good credit requires more than just monitoring. A critical component? Identity Protection. Without ID protection fraudsters could wreck your credit in the blink of an eye. In fact, according to the FTC, 9 million identities are stolen every year! The bottom line? You need identity protection w/ your credit monitoring package.

The bad news? Check3scores doesn't include ID protection in their plan. Without this crucial component, you are missing out on a more comprehensive monitoring.

What's the verdict on Check3scores's credit monitoring — legit or scam?

  • Can you sign up for free? - No, there is a $1 trial membership, and then it's $39.95/Month.
  • Is it safe to monitor credit with Check3scores? - Be careful when working with this company. The BBB could not get an accurate physical address and advises customers to use caution.
  • Do they offer an app? - There isn't a mobile app.
  • Is there a cost to cancel? - No cost to cancel.
  • Do they include ID protection? - No ID protection.
  • What makes Check3scores special? - They offer special deals — like movie tickets and free long distance calling — with their credit monitoring services.
  • Will checking my credit score with Check3scores lower my score? - Checking your score with a credit monitoring company won't lower your credit score.

Our recommendation: should you work with Check3scores to monitor your credit?

You're better off using someone else to monitor your credit. There are many complaints on the BBB website. Additionally, the BBB has a special warning advising customers to use their service with caution. That's why the clear choice is to work with IdentityIQ for your best monitoring+protection.

Why IdentityIQ is the best credit monitoring service for you (over Check3Scores)

Monitoring your credit is great, but what about complete protection? For complete protection, you need a partner that monitors your credit and protects against identity theft. That’s where IdentityIQ offers a better solution than Check3Scores.

Besides credit monitoring, they monitor the dark web and let you know if something fishy is going on. What if someone steals your identity? IdentityIQ provides up to $1M in stolen funds coverage.

What credit monitoring does & doesn't do for you

First, let's start with what credit monitoring does do for you. Every company (& monitoring plan) has different aspects that they track. In general, monitored items include several principal areas such as:

  • (Hard) Inquiries
  • New accounts opened
  • Current balances
  • Payment history
  • Bankruptcies

This watchdog is a powerful tool — but there are limitations. It functions like an alarm. It alerts you to an issue, but handling the problem is up to you. Dealing with inaccurate (or incorrectly reported) items in these areas is an entirely new problem that monitoring alone can't solve. This is where credit repair, either on your own or with an experienced expert, saves the day.

Credit monitoring + credit repair: A holistic approach to your credit

Credit monitoring is only half the equation for healthy credit. The other half? Credit repair. Credit monitoring alerts you to errors — but doesn't fix them. Removing the errors (& boosting your score) is a job for credit repair.

You could take on a notoriously convoluted credit industry and repair on your own (good luck w/ that). The better way? Partner with a reputable credit repair company (like Credit Glory). Credit Glory has the experience to fix errors in all areas monitored by credit monitoring companies.

Why Credit Glory + Check3scores = your best credit score

  • Identify (& fix) errors quicker - Combining credit repair & monitoring, puts you in the driver's seat. You're equipped to handle any credit issues that come your way.
  • Boost your financial confidence - An expert team — ready to pounce on any credit issues — gives you the confidence to reach your financial goals. You can apply for the loans you deserve (w/o worrying about credit surprises).
  • Take control of your finances - Monitoring your credit and hiring a company to correct mistakes is the smart move. It puts you in control of your credit (& future). Nothing says you're serious about your goals like taking charge of your finances.

Boost your score with Credit Glory

Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up.  The good news?  Our team of credit repair professionals are here to simplify everything!  Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)

Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Call us at (855) 938-3044 or setup a consultation to get started, today!

Why choose Credit Glory?

Competitor 1
Competitor 2
Price
$99/m (+ small, one-time $199 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

Start Fixing Your Credit, Today!

Call and start your credit repair process, today! Don't let inaccurate items on your credit report hold you back.