Collections fall off your credit reports after seven (7) years (unless removed), dropping your score by up to 100 points during that time. The higher your credit score before the collection was added, the bigger the drop. Unfortunately, paying off these types of accounts hurts your score even further.
Get Your Collections Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-529-4304) or setup a consultation with them. They also happen to have incredible customer service.