Collection agencies can begin reporting to the credit bureaus as soon as they'd like. Sometimes they will delay the reporting in attempt to persuade you to pay. Medical debts are different. Medical debts require a 180 day grace period before reporting can happen.
Get Your Collections Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-529-4304) or setup a consultation with them. They also happen to have incredible customer service.