There are three primary ways to get a collection account (debt) off your report that got their without notice. 1) Contact them directly and pay off your debt. 2) Craft and send a dispute challenge letter. 3) Contact a Credit Repair agency to help you dispute (and remove) it.
Generally, option #3 works great for people in a hurry because it's a hands-off approach that allows experts to assist in removing collections quickly.
Get Your Collections Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-529-4304) or setup a consultation with them. They also happen to have incredible customer service.