You remove medical collections that violate HIPPA the same way you remove inaccurate items — with a dispute. You can dispute the record on your own, but there's an easier way. When you partner with an expert (like Credit Glory) you simplify the dispute process.
Can you remove a medical collection that violates HIPPA from your credit report?
When a medical bill goes unpaid, the creditor has the right to sell your debt to a 3rd party. However, they're only allowed to include information about the financial aspects of the debt. What does this mean? If the creditor includes any medical details (like the procedure) when they sell the debt, it's your right to dispute (& remove) the collections record.
What are HIPPA violations?
Understanding what qualifies as a HIPPA violation is the first step to removing the medical collection record. What's considered a HIPPA violation?
- Selling the 3rd party collections agency any info related to the reasons or treatment type.
- Allowing 3rd party collections unauthorized access to your medical records.
- Failure to release medical information to the patients in a timely manner.
If any item on this list applies to you, you can dispute the medical collections record (& boost your credit score). You can file this dispute on your own. An easier way? Teaming up w/a credit repair pro (like Credit Glory) makes the dispute process super easy.
How to dispute (& remove) any negative item yourself
Disputing any negative item on your own is possible — but it's a tedious process. Here are the steps to file a dispute:
Step 1: Write a dispute letter
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner (like Credit Glory) can simplify the process with proven results.
Step 2: Collect supporting docs
If you find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. A key here is ensuring you send copies — not originals.
Step 3: Wait for a decision
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed.
Credit Glory makes your dispute easier (& protects against future issues)
Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).
Choosing Credit Glory for help with your dispute provides:
- A proven disputing process, backed by a risk-free guarantee.
- Best-in-class support, so you always know what's going on with your dispute.
- Long-term protection against future errors with comprehensive credit monitoring (provided by IdentityIQ)
Remove medical collections that violate HIPPA the easy way (w/help from Credit Glory)
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!