There are four ways to remove collections without paying: 1) mail a Goodwill letter to the original creditor asking for forgiveness, 2) send disputes challenging the debt, 3) negotiate payment for deletion, 4) have a credit repair company remove it for you.
Collections will stay on your credit report for up to 7 years (unless removed). This will stop you qualifying for a car, home, personal loans, credit cards, and even some jobs. Doing everything you can to remove the accounts is the smart decision.
Get Your Collections Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-529-4304) or setup a consultation with them. They also happen to have incredible customer service.