There are three ways to get paid collections off your credit report: 1) mail a Goodwill letter to the collection agency asking for forgiveness, 2) send disputes to Experian, Equifax, and TransUnion, and 3) have a credit repair company remove it for you.
Pad collections will stay on your credit report for seven years (unless removed). This will stop you qualifying for a car, home, personal loans, credit cards, and even some jobs. Doing everything you can to remove the accounts is the smart decision.
Get Your Collections Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-529-4304) or setup a consultation with them. They also happen to have incredible customer service.