How Long Can A Debt Collector Legally Pursue Old Debt

Debt collectors have a specific window of time before they must halt collections.

how long can a debt collector legally pursue old debt

Debt collectors can pursue old debt before the Statute Of Limitations (SOL) expires. The SOL is the maximum time within which legal proceedings may be initiated. Between three and six years is the most common time period set by most states. Once it expires, you're off the hook for the debt.

But you're not off the hook for damaged credit. Collection and charged-off accounts will continue to damage your credit for 7 years, stopping you from getting the home, car, credit cards, and even job, you need.

Remove Your Collections, Today!

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 938-3044 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Start Fixing Your Credit, Today!

Don't let inaccurate items on your credit report hold you back. If you don't love us within your first 90-days, call to cancel (for a full refund). No hassle!