You don't need a credit score simulator for paying off collections because it doesn't help. Paying off collection accounts does not improve your credit score. In fact, it will only hurt your score by updating the Date of Last Activity. This is a fact they hope you don't know about.
Paying off collection accounts does not remove them from your credit!
You might be wondering why anyone would ever pay off a collection account. You're right--there isn't much reason to unless they're suing you (which is rare for debts under $10,000).
Get Your Collections Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-529-4304) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.