What happens after I make my last chapter 13 payment

Learn what happens after your repayment plan is finished.

What happens after I make my last chapter 13 payment

Three important things to know after you make your final chapter 13 payment:

  1. You’ll receive a discharge order that absolves you of the listed debts
  2. Chapter 13 lasts seven years from the date of filing, not the date of case closure
  3. While you will be absolved of debt, the bankruptcy will stay on your credit report for seven years (unless removed)
  4. Your score will likely drop from 150 to 240 points for the first three years

Get Your Bankruptcy Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 938-3044 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

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