Two important facts regarding how chapter 13 will affect your taxes: 1) all income taxes filed within 240 days of your initial filing date must be paid in full to get approval and 2) all disposable income must go towards your chapter 13 bankruptcy (this includes your tax refund).
Filing bankruptcy should only be done as a last resort. Many people file bankruptcy (13 or otherwise) when they didn't need to. Debt does not always have to be paid back. And you can fix your credit without it.
Get Your Bankruptcy Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (800-807-4388) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.