How long does chapter 13 stay on your credit

Chapter 13 is much more forgiving than chapter 7. Learn more below.

How long does chapter 13 stay on your credit

A chapter 13 bankruptcy will stay on your credit for seven (7) years (unless removed). You can find it under the 'Public Information' section of your report. During this seven-year period, your score will be damaged by up to 200 points and new credit will be very difficult to get for the first three years.

Get Your Bankruptcy Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

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