Qualifying for an FHA loan after bankruptcy is possible. The only requirement is having at least two positive lines of credit (installment loans and/or revolving accounts). A score of 580 or higher will pay 3.5% down, while a score below that will pay 10% down.
VA loan after chapter 7
You can qualify for a VA loan after chapter 7. Like FHA, they have less requirements than conventional home loans. While VA loans are not required to have a score by the government, most lenders need one anyway. Find a lender that will work with you at the score you currently have.
Get Your Bankruptcy Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-718-6029) or setup a consultation with them. They also happen to have incredible customer service.