What Is A Dismissed Ch 13 Bankruptcy (& Does It Hurt Your Credit)?

Find out what a ch 13 dismissal is & what it means for your credit. Learn how to start rebuilding your credit & how working w/Credit Glory makes it easy.

162 people called & spoke with a live credit specialist to review their credit report (in the last 60 minutes!).
Get My Free, Consultation! ➔
162 people called & spoke with a live credit specialist to review their credit report (in the last 60 minutes!).

Having your ch 13 dismissed can be stressful. Unless you refile, creditors can start pursuing debt collection. Not good. Luckily, you can dispute inaccurate bankruptcies & other negative marks. DIY credit repair is an option, but can be a headache (& time consuming). Teaming up with a credit repair pro like Credit Glory makes it easer.

What happens when a ch 13 bankruptcy is dismissed?

Having a bankruptcy dismissed is bad news. Unlike a discharge, creditors can pursue legal action to collect a debt when a ch 13 is dismissed. Dismissal can happen if:

  • You miss payments on your repayment plan
  • Your proposed plan doesn't comply w/bankruptcy law
  • You don't provide important documents
  • You miss certain deadlines

Can you refile for ch 13 after a dismissal (& what does it mean for your credit)?

Often times, you can refile for bankruptcy immediately after dismissal. That means going through the process again, hoping for a discharge. While declaring bankruptcy might offer debt relief, it does serious damage to your credit.

A ch 13 bankruptcy sinks your credit score by over 100 points & stays on for up to 10 years. Having poor credit affects your eligibility for qualifying for loans. The ones available often come with expensive high-interest rates. Luckily, you can start rebuilding your credit. The easiest way is w/help from a pro like Credit Glory.

Ways to rebuild your credit after bankruptcy (& boost your score)

Rebuilding your credit after bankruptcy might seem challenging, but it's easier than you think. If you are not sure where to start, here's what you can do.

  • Monitor your credit - Keeping an eye on your credit is an essential step in rebuilding it. It helps you track any progress you make as well as helps you quickly identify any errors and inaccuracies.
  • Verify information - According to the FTC, 20% of the population has at least one error on their credit report. Inaccurate negative marks hurt your score. That's why it's important to verify the info on your report.
  • Check your credit report for errors - Before you can dispute an error, you have to find it first. You can find common errors in personal info, account status, and balance & data mistakes.
  • Dispute inaccuracies - Once you have found errors, you can dispute them. This means gathering evidence, writing a dispute letter to all 3 credit bureaus, & waiting.

Bottom line (& next steps)

While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). Looking for an easier alternative? Consider working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.

Why repair your credit w/Credit Glory vs DIY?

Removing inaccurate negative items helps improve your credit (& boost your score). DIY credit repair is a headache. Partnering w/Credit Glory is often a simpler alternative. Why?

  • Easier - Making a mistake disputing DIY costs you. Credit Glory helps you build a strong case for disputing inaccurate collections (& boosting your score).
  • Saves you money - An unsuccessful dispute leaves you stuck with debt (& poor credit). Credit Glory helps you boost your score — which means saving money on loans (& interest rates).
  • Top-class customer support - Credit Glory has best-in-class customer service to answer questions and keep you updated. Credit Glory even offers an industry-leading 100% money-back guarantee (if no errors are removed in the first 90 days).

Start rebuilding your credit after bankruptcy w/help from Credit Glory

Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)

Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.

Call us at (855) 938-3044 or set up a consultation to get started, today!

Get Your Bankruptcy Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 766-4803 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Why choose Credit Glory?

Popular Alternative 1
Popular Alternative 2
Price
$99/m (+ small, one-time $199 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

Start Fixing Your Credit, Today!

Call and start your credit repair process, today! Don't let inaccurate items on your credit report hold you back.